Business Startup Concerns | Managing Startups | Small Business ...

Business startups can be a stressful and challenging process, especially if its your first startup. A single missed to-do list item might be a key element with a big impact on your future operations.? In the course of the start-up phase, it?s genuinely difficult to discern what is and is not significant and what might turn into a critical item in the future. That stated, here are two absolutely crucial concerns that new business owners often overlook during and after the business launch.

Retain Competent Professional Services

Out of the starting block, ascertaining what legal structure (i.e., LLC, Corporation, Partnership, etc.) is most optimal for your new company is cucial. Each varies in how they affect the personal liability of the owners as well as their taxes.?

Jennifer L. Todd, CPA at Mastering Business?-

While many budding entrepreneurs try to do this on their own, they often wind up making costly mistakes. It happens more than you would think.? Making the smart decision to find a competent, business-savvy attorney and a reputable CPA to guide you in your company?s formation will help you avoid potential legal and tax problems.

Many times a new client comes to me thinking that they were operating as one type of legal entity and it turned out that they had not filed the correct paperwork and thus were not operating under the optimal legal or tax structure. This mistake not only causes a severe headache come tax filing time, but it can be a costly problem in the event legal issues arise between owners, with customers or with vendors. It will cost you more to have a CPA or attorney fix your mistakes than it would have cost for them complete the paperwork correctly the first time.

Don?t get me wrong?many entrepreneurs, by themselves, are capable of filing much of the paperwork that is needed. But to avoid missing important filings, deadlines and misunderstandings of the legal and tax implications of the different business structures available, it pays to have a competent professional on your side.

Not Keeping a Full Set of Books

No matter how small your business, you need to keep track of the inflows and outflows of your business transactions. Not only is this essential for accurate and timely preparation of federal, state and local tax filings, it will also reduce your accounting fees at tax time and is necessary for proper business management. How can you assess the results of operations of your new venture or accurately project your tax liability if you have no idea what your bottom line is? The answer is simple: you can?t. Cash in the bank does not always equal profitability nor does it indicate taxability.

Business owners will neglect this task for a variety of reasons. They don?t ?like? accounting. They ?aren?t numbers people.? And the most common reason: they?re afraid of what might be lurking and keeping things out of sight keeps them out of mind?but eventually this task must be faced.? If a business owner is not willing to budget in the cost of keeping a full set of books for their business, they simply should not be in business.? This vital management function must be done from day one and continue until the business ceases to exist.

Unfortunately, there are many entrepreneurs who discount the value that the two areas above add to their strategic advantage. Simply put, if these are areas that a business owner omits from their start-up budget, they will be the one who struggles to make it. I have seen this time and again. While there is nothing wrong with operating frugally and starting lean, these are two areas where it never pays to cut corners.

Jennifer L. Todd, CPA, CGMA, is an accountant, small business owner and educator who specializes in accounting information systems, taxation and strategic consulting. Follow her on Twitter @GenXerJen.?

Tagged as: Bookkeeping Mistakes, business ideas, Entrepreneur, Entrepreneurs, Jennifer L. Todd, Startups

Source: http://www.catalysthouse.biz/2012/11/two-key-areas-startups-often-neglect/

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Goldman Sachs sets value for minority holders of Amil stock

RIO DE JANEIRO (Reuters) - United Health Group Inc should pay minority shareholders in Brazilian health-insurance group Amil Participacoes SA between 25.84 reais and 27.07 reais ($12.42 and $13.01) a share for their stock as part of a takeover announced in October, Amil said in a statement on Friday.

The price was determined by the Brazilian unit of Goldman Sachs Group Inc which was hired to set a value for Amil shares, the statement said. U.S.-based United Health agreed to pay $4.9 billion for Amil in its largest-ever foreign acquisition that was unveiled on October 8.

When the minority stakes are purchased, Amil will be de-listed from the Sao Paulo BM&FBovespa exchange.

The upper range of the Goldman Sach's estimate is 12 percent below the 30.74 reais that United Health paid for its controlling stake.

Under the takeover agreement, United Health will buy out nearly all minority shareholders and raise its stake to 90 percent of Sao Paulo-based Amil, which in addition to insurance operates hospitals.

The remaining 10 percent will be held by Amil founder and Chief Executive Edson Bueno and his partner Dulce Pugliese. Bueno has also agreed to buy $470 million of United Health shares. Bueno will continue to manage the company.

($1 = 2.08 Brazilian reais.)

(Reporting by Jeb Blount and Juliana Schincariol; Editing by Tim Dobbyn)

Source: http://news.yahoo.com/goldman-sachs-sets-value-minority-holders-amil-stock-004626442--sector.html

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What foods can remove dark circles (remove the black eye) | Health ...

Black eye is often stays up late, emotional instability, eye fatigue, aging, venous blood flow velocity is too slow, the oxygen deficiency of red blood cells of the skin, eye, vein carbon dioxide and metabolic waste accumulation of excessive formation of chronic hypoxia The blood is dark and forms a stagnation caused by eye pigmentation.

Methods / steps

1, Eggs
Eggs rich in high quality protein, but the protein can promote cell regeneration, so regular consumption of eggs to increase protein intake have a certain effect to ease the formation of dark circles. Daily but the human body can only absorb a maximum of the nutrition contained two eggs, the consumption of eggs should not be more than two. Some people are used to eating raw eggs, fact, extremely digestible raw eggs also contain bacteria, and therefore suggest that you as the best food boiled eggs. In addition, lean meat, poultry, eggs, aquatic products are also rich in high quality protein, regular consumption of such foods can also help to reduce the formation of dark circles, but due to the eggs protein composition and the closest to the human body, so the best absorption effect.

2, Sesame
Sesame UFA well known, but its efficacy may eliminate dark circles fresh people aware. Sesame is rich in vitamin E, which can ease the formation of dark circles with nourishing the eye and ocular. Both make beautiful black hair, but also to eliminate dark circles, kill two birds with one stone, no wonder some people regarded as the sesame magic ?magic food?. In addition to sesame seeds, rich in vitamin E foods are peanuts, walnuts, sunflower seeds, etc.

3, Carrot
In addition to vitamin E to nourish the eye and ocular vitamin A also has this effect. Carrot choice is to increase the intake of vitamin A, can maintain the normal function of the epithelial tissue, improve dark circles. In addition, carrots contain vitamin A also helps to improve vision, especially in the dark vision. Other foods contain vitamin A, as well as animal liver, butter, eggs, alfalfa, apricots.

4, Kelp
As the iron core ingredients of a hemoglobin. Therefore, the added amount of iron can promote an increase in hemoglobin, thereby enhancing its ability to transport Oxygen and nutrients seaweed is rich in iron, so often take kelp can also ease the distress of the black eye. Containing iron-rich foods as well as animal liver, lean meat.

5, Green tea
Often use computers to drink green tea, add a specific plant nutrients, eliminate dark circles caused due to computer radiation. Green tea contains concentrated polyphenols, can inhibit free radical damage, skin support fibers and today is widely recognized as the most effective anti-free radical factor. Drink plenty of decaffeinated green tea can not only eliminate dark circles, which contains catechins, both to help the body fat metabolism, and sleep, sleep quality not only stability, but also people are less likely to have a feeling of fatigue.

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Tags: remove dark circles, remove dark circles food, remove the black eye, remove the black eye food
This entry was posted on Saturday, November 24th, 2012 and is filed under Beauty, Health Tips. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.hhtip.com/what-foods-can-remove-dark-circles-remove-the-black-eye/

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London sale features Elvis Presley's Rolex

LONDON (AP) ? A watch which was one of Elvis Presley's last Christmas presents and a corset worn by Madonna on her 1990 "Blond Ambition" tour will be featured at a London auction.

The watch, estimated to sell for 6,000 pounds ($9,500) or more, is a diamond-set Rolex given to Presley by his longtime manager, Tom Parker. It is engraved, "Elvis merry Christmas your pal Col. Tom Parker." It was the last Christmas for Presley, who died the following year.

Madonna's corset by Jean-Paul Gaultier is of green silk with conical cups and beaded fringe, embroidered with candy stripes of opalescent sequins and peppermint bugle beads.

Christie's estimates that the corset will sell for at least 10,000 pounds.

Christie's previewed the sale on Friday. The auction will be on Thursday.

__

Online: http://www.christies.com

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-11-23-Britain-Pop%20Auction/id-d56e400a06ec49598feb981f2cf0672e

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Small Business Marketing Tips - tistheosmegas

Small business marketing tips are guidelines regarding potential opportunities in small business marketing. They help to plan and implement an effective marketing strategy. Small business marketing faces many constraints such as poor budget and lack of essential resources. Marketing tips serve to overcome these constraints. They help to improvise the marketing strategy with a step-by-step planning process. Tips can be the short cut to utilize and benefit from a particular situation. The ultimate aim of these ideas is to enhance the business. Marketing tips are also a guide of do's and don'ts in the marketing field. Small business marketing tips come up with innovative and practical ideas for a cost effective marketing strategy.

Small business marketing tips attempt to enhance the marketing according to the prevailing conditions. It helps to choose effective resources for marketing, suitable to attract the attention of customers. The tips are available for all the steps in marketing including planning, formulation of the strategy, selection of marketing materials and effective marketing procedures. It enables a product to grab consumer attention and to position itself in the market. Effective marketing tips will generate sales quickly.

Small business marketing tips also aim to maintain product identity. Most of the tips prefer branding of the products for a unique selling proposition in the market. Creative marketing ideas such as newsletters, business post cards and trade booths are provided. It explores alternate marketing strategies such as bartering system, mail outs and offers. Tips suggest that referral marketing is one of the best techniques to highlight a product. Cause related marketing is also harnessed as a marketing opportunity.

Small business marketing tips are usually formulated from the experiences of people. Many provide free tips through Internet sites and newsletters. Books on marketing tips are also available. They impart a fresh perspective on business marketing as a whole.

Small Business Marketing provides detailed information on Small Business Marketing, Internet Marketing For Small Businesses, Marketing Ideas For Small Businesses, Small Business Marketing Plans and more. Small Business Marketing is affiliated with Small Home Based Business Opportunities.

Source: http://tistheosmegas.blogspot.com/2012/11/small-business-marketing-tips.html

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The Ultimate Bowling Guide : Sports and Recreation

You are here: Home / General / The Ultimate Bowling Guide

The good news is, there are a few simple "tweaks" any bowler can use to instantly tack on 20, 30, even 50 or more points a game. And it doesn?t take that much effort.

There are five "dirty little secrets" among professional bowlers? secrets that no amateur ever learns on their own? and the pro?s like it that way.

These five "dirty little secrets" are extremely simple to master (once they are revealed to you)? and yet they INSTANTLY allow you (no matter how butt ugly you think your game is right now) to "lock into" your own personal "Perfect Shot". Which means on your very next game, you will:

How can this be? How can you not transform your game? and suddenly ? and I do mean SUDDENLY ? start playing like the top pro?s at their peak?

You see? you ALREADY have the goods when it comes to bowling the best game you?re capable of? just not WHEN IT COUNTS.

You heard right. You?re "blowing your wad" on your PRACTICE THROWS, if you?re like 99% of the amateur bowlers in the world. And you?re leaving your best game behind. And going out on the lanes with the WORST game you have.

If you?re like most bowlers, you like to warm up with a few frames before you start a game, right? At the very least, you get to the lanes every once in a while to "practice". Everyone who takes their game seriously does this. I know I do.

But the pro?s do something DIFFERENT than you do. Unlike you (and every other amateur in the world)?

The Pro Knows How To "Capture" His Best Shot During The Warm-Up? And Bring It With Him To The Game!

Amateurs, on the other hand, LEAVE their best shot behind. Let me explain: There you are on your lane, warming up and testing the lane conditions, launching a fairly-decent hook, getting a strike here and there, maybe missing an occasional spare, setting up again and correcting your lift, launching another pretty damn good shot?

"Locked" That Breathtaking Shot Into His Body, Where He Could Bring It Back At Will, In The Game Where It Would Count The Most!

You, however, blow right past the few perfect shots you throw practicing, not storing them at all, and thus you can?t find them when it counts. Those great shots you launch on the practice lane are lost forever. Even more depressing? there?s a 90% chance the shots you do throw in the game will be among your WORST! Because, you?ve done EVERYTHING WRONG at the warm-up.

And what?s really frustrating is you don?t even know you?re doing it? because these five little secrets are NEVER discovered by amateurs! They?re the secrets that separate the guys who can make a living off the game, and everyone else who can?t buy a break.

And? just like most things that are so simple they get completely overlooked? no one has really understood how these secrets?

Read more?

Posted by Dan on Thursday, November 22, 2012 at 10:41 am?
Filed under General ? Tagged with

Source: http://www.theyellowads.com/recreation_sports/the-ultimate-bowling-guide/

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Catalonia faces key test over bid to split from Spain - World News

Emilio Morenatti / AP

Supporters of center-right Catalan Nationalist Coalition leader Artur Mas wave pro-independence "estelada" flags during a campaign meeting in Barcelona, Spain, Thursday.

By The Associated Press

GIRONA, Spain --?As in towns across this wealthy northeastern region, the maze-like cobblestone streets of Girona's medieval quarter are fluttering with flags in favor of Catalonia's independence.

But while the separatist dream of millions has never felt so close to becoming a reality, independence fervor is now coming up against the cold, hard facts of what breaking free could mean.

For this Spanish region famed for its trading prowess might be shut out of the European Union for years, a huge hurdle to doing business with its most important trading partners.

EU officials say an independent Catalonia would face the same membership conditions of any other candidate nation.?

Catalonia holds elections on Sunday that will be seen as a test of the regional government's plans to hold a referendum on independence, and one of the key issues emerging is the theoretical place of a free Catalonia in Europe.?

A survey published by El Pais newspaper this month showed that while nearly half of Catalans support independence, the number drops to 37 percent if it means being out of the EU.?

PhotoBlog: Catalans eye independence from Spain ahead of elections

Tough membership conditions aren't the only thing possibly standing in the way. The European Union's treaty states that each of the 27 member states can veto a candidate nation's accession, so a vengeful Spain could block Catalonia's entry.?

"Now we want to be a state inside Europe," said Josep Matamala, who helped create a banner combining a pro-EU slogan with the red-and-yellow stripes, blue triangle and white star of the "estelada" flag that symbolizes Catalonia's independence drive.?

'We trust Europe'
Catalonia's regional president Artur Mas, who is leading the independence charge, has voiced optimism ? perhaps wishful thinking ? that an independent Catalonia would be swiftly embraced into the EU fold.

In a recent speech in Brussels, he declared: "Catalonia has never in its history let Europe down, now we trust Europe will not let us down."?

Some pro-independence voters simply can't fathom being cast out of the EU. "I imagine that if faced with a majority of Catalans who vote yes for independence in a referendum, (the EU) wouldn't be able to turn its back on us," said 35-year-old Girona music teacher Merce Escarra.?

In 2010, Escarra was featured in the local press when she was asked by the owner of the building where she lives to remove the "estelada" flag from her balcony. "I said I had a legitimate right to protest and left it up, and it has been there ever since," she said.?

Two years later it is difficult to find a building in Girona that isn't bedecked with the red-and-yellow Catalan flag or the pro-independence "estelada."?

"Now there has been a boom in the pro-independence movement," Escarra said.

Money, neglect and language
Her reasons for wanting independence are representative of millions of Catalans: The region pays more than it receives back in taxes; its infrastructure has been neglected by the central government; and independence would ensure the survival of the Catalan language.?

While most of Catalonia's business community is taking a wait-and-see attitude, Jose Manuel Lara, the president of media giant Planeta, said he would move his company from Barcelona to Spain if Catalonia went independent, in order to remain based in the EU.?

Ramon Tremosa, a European parliament member from Mas' pro-independence party, said that Catalonia's fate would hinge on pressure being applied on Spain by other European powers and the multinational companies established in Catalonia, which would be anxious for a quick return to business as usual.?

"I can't imagine the 4,000 multinationals (in Catalonia) allowing themselves to be expelled from the EU, from the euro and the free movement of goods and capital, it's not realistic," Tremosa told The Associated Press. "Spain would not be able to stop it because it is heading toward a bailout."?

European law experts were uncertain about how quickly an independent Catalonia could join the EU.

Nicolas Zambrana, professor of international law at the University of Navarra, was pessimistic. "Spain would be in a good position to prevent Catalonia from returning to the EU," he said.?

And the idea of a fledgling Catalan state left out in the European cold is giving some independence supporters second thoughts.?

"It worries me," said Monica Casares, a 41-year-old mother of two who lives just north of Barcelona. "Taking into account that we would face a Spanish boycott on Catalan products for sure, and that we would also have to pay more on exports, we would have a big problem."?

More world stories from NBC News:

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? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://worldnews.nbcnews.com/_news/2012/11/22/15358748-catalonia-faces-key-test-over-bid-to-split-from-spain

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