Jefferson Parish Sheriff's Office West Bank crime report, Dec. 23 ...

This information reflects initial calls for service reported by the Jefferson Parish Sheriff's Office for the west bank of Jefferson Parish. Locations are approximate due to automated location methods and address inconsistencies, the Sheriff's Office says. Burglar alarm calls are excluded.

4th Street and Industry Street - Dec. 23, 12:37 a.m., suspicious person.
100 block of 5th Street - Dec. 23, 8:36 p.m., disturbing the peace.
6500 block of Acre Road - Dec. 23, 4:49 a.m., disturbing the peace.
Ames Boulevard and South Judah Drive - Dec. 23, 11:15 p.m., suspicious person.
300 block of Apple Tree Lane - Dec. 23, 2:22 p.m., criminal damage.
6200 block of August Avenue - Dec. 23, 9:33 p.m., assault.
6200 block of August Avenue - Dec. 23, 10:12 p.m., disturbing the peace.
3900 block of East Bamboo Drive - Dec. 23, 12:59 p.m., disturbing the peace.
2500 block of Barataria Boulevard - Dec. 23, 2:12 a.m., suspicious person.
900 block of Beechgrove Boulevard - Dec. 23, 3:52 p.m., disturbing the peace.
2700 block of Belle Chasse Highway - Dec. 23, 3:25 p.m., disturbing the peace.
600 block of Bellemeade Boulevard - Dec. 23, 1:15 a.m., burglary.
2100 block of Blk Carol Sue Avenue - Dec. 23, 6:42 a.m., suspicious person.
900 block of Blk Maplewood Drive - Dec. 23, 8:59 p.m., suspicious person.
700 block of Blk Terry Parkway - Dec. 23, 3:41 p.m., suspicious person.
1400 block of Blk U South 90 Highway - Dec. 23, 9:18 p.m., suspicious person.
200 block of Brett Drive - Dec. 23, 6:13 p.m., suspicious person.
Dandelion Drive and River Road - Dec. 23, 10:17 a.m., suspicious person.
Dandelion Drive and River Road - Dec. 23, 8:28 p.m., suspicious person.
2700 block of Destrehan Avenue - Dec. 23, 12:22 a.m., suspicious person.
5400 block of Faith Drive - Dec. 23, 3:11 p.m., vehicle wreck.
Farmington Place and Heritage Avenue - Dec. 23, 3:27 a.m., suspicious person.
1900 block of Fordham Place - Dec. 23, 3:04 p.m., suspicious person.
1600 block of Gary Court - Dec. 23, 4:07 p.m., criminal damage.
1600 block of Gary Court - Dec. 23, 8:17 p.m., disturbing the peace.
200 block of Glen Della Drive - Dec. 23, 4:57 a.m., suspicious person.
Heather Street and Wayne Avenue - Dec. 23, 1:44 p.m., disturbing the peace.
100 block of Holmes Boulevard - Dec. 23, 6:22 p.m., residence burglary.
Jamie Boulevard and U South 90 Highway - Dec. 23, 9:26 p.m., illegal discharge of weapon.
4200 block of Lac Couture Drive - Dec. 23, 2:14 a.m., disturbing the peace.
1700 block of Lapalco Boulevard - Dec. 23, 9:29 p.m., assault.
3600 block of Lapalco Boulevard - Dec. 23, 4:57 p.m., disturbing the peace.
4800 block of Lapalco Boulevard - Dec. 23, 2:52 p.m., vehicle wreck.
Lapalco Boulevard and Destrehan Avenue - Dec. 23, 11:09 p.m., vehicle wreck.
Leo Kerner Parkway and Cascade Drive - Dec. 23, 1:08 p.m., illegal discharge of weapon.
1500 block of Manhattan Boulevard - Dec. 23, 9:34 a.m., suspicious person.
2100 block of Manhattan Boulevard - Dec. 23, 4:32 p.m., theft.
2400 block of Manhattan Boulevard - Dec. 23, 9:15 p.m., suspicious person.
2500 block of Manhattan Boulevard - Dec. 23, 6:19 p.m., vehicle wreck.
2800 block of Manhattan Boulevard - Dec. 23, 6:29 p.m., suspicious person.
900 block of Manhattan Boulevard - Dec. 23, 3:49 a.m., disturbing the peace.
1100 block of Medical Center Boulevard - Dec. 23, 2:23 a.m., suspicious person.
Medical Center Boulevard and Westbank Exp - Dec. 23, 7:02 p.m., vehicle wreck.
3800 block of Mercer Lane - Dec. 23, 4:33 p.m., disturbing the peace.
900 block of East Monterey Court - Dec. 23, 11:35 a.m., disturbing the peace.
900 block of East Monterey Court - Dec. 23, 11:24 p.m., vehicle wreck.
Mt Kennedy Drive and Ames Boulevard - Dec. 23, 10:23 p.m., suspicious person.
3900 block of Nathan Kornman Drive - Dec. 23, 2:25 p.m., residence burglary.
4100 block of Peters Road - Dec. 23, 12:01 a.m., criminal damage.
4000 block of Post Drive - Dec. 23, 7:36 p.m., residence burglary.
1400 block of Redwood Drive - Dec. 23, 5:49 p.m., theft.
Richland Drive and Barataria Boulevard - Dec. 23, 9:26 p.m., suspicious person.
4400 block of River Road - Dec. 23, 1:19 p.m., vehicle wreck.
River Road and Modern Farms Road - Dec. 23, 8:31 p.m., suspicious person.
Stanley Schofield Way and Butler Drive - Dec. 23, 10:21 p.m., suspicious person.
Street Joseph Lane and Breaux Avenue - Dec. 23, 10:10 a.m., suspicious person.
2100 block of Stumpf Boulevard - Dec. 23, 12:48 p.m., criminal damage.
Stumpf Boulevard and Whitney Avenue - Dec. 23, 9:10 a.m., vehicle wreck.
1000 block of Tallow Tree Lane - Dec. 23, 8:48 p.m., suspicious person.
1000 block of Tallow Tree Lane - Dec. 23, 8:48 p.m., suspicious person.
50 Terry Parkway - Dec. 23, 9:15 a.m., suspicious person.
600 block of Terry Parkway - Dec. 23, 2:00 p.m., suspicious person.
700 block of Terry Parkway - Dec. 23, 11:59 a.m., suspicious person.
Terry Parkway and Coral Avenue - Dec. 23, 7:53 p.m., suspicious person.
Terry Parkway and Wall Boulevard - Dec. 23, 7:33 p.m., vehicle wreck.
400 block of Timberlane Drive - Dec. 23, 1:00 p.m., disturbing the peace.
2800 block of U South 90 Highway - Dec. 23, 2:05 p.m., vehicle wreck.
500 block of Urbandale Street - Dec. 23, 6:20 p.m., disturbing the peace.
2600 block of Vulcan Street - Dec. 23, 3:22 p.m., disturbing the peace.
500 block of Wall Boulevard - Dec. 23, 11:23 a.m., vehicle wreck.
100 block of Westbank Exp - Dec. 23, 12:09 p.m., vehicle wreck.
100 block of Westbank Exp - Dec. 23, 2:10 p.m., vehicle wreck.
100 block of Westbank Exp - Dec. 23, 3:06 p.m., theft.
100 block of Westbank Exp - Dec. 23, 5:13 p.m., theft.
1600 block of Westbank Exp - Dec. 23, 2:58 p.m., suspicious person.
3700 block of Westbank Exp - Dec. 23, 10:18 p.m., disturbing the peace.
6100 block of Westbank Exp - Dec. 23, 11:54 p.m., disturbing the peace.
6200 block of Westbank Exp - Dec. 23, 8:02 p.m., illegal discharge of weapon.
7100 block of Westbank Exp - Dec. 23, 8:01 p.m., suspicious person.
7300 block of Westbank Exp - Dec. 23, 11:21 p.m., auto theft.
Westbank Exp and Berger Road - Dec. 23, 9:32 p.m., suspicious person.
Westbank Exp and Terry Parkway - Dec. 23, 1:30 a.m., vehicle wreck.
Westbank Exp and Terry Parkway - Dec. 23, 5:13 p.m., vehicle wreck.
1000 block of Whitney Avenue - Dec. 23, 1:40 p.m., vehicle wreck.
1100 block of Whitney Avenue - Dec. 23, 4:35 p.m., disturbing the peace.
300 block of Whitney Avenue - Dec. 23, 11:32 a.m., business burglary.
Willswood Lane and Live Oak Boulevard - Dec. 23, 7:55 p.m., suspicious person.
200 block of Wright Avenue - Dec. 23, 12:21 p.m., suspicious person.

Source: http://www.nola.com/crime/index.ssf/2012/12/jefferson_parish_sheriffs_offi_1226.html

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Box?s Gameplan For 2013: A Third-Party App Economy; Expanding Security And More

As you talk to Aaron Levie, the co-founder of fast growing cloud storage company Box, it's hard not to notice his incredible energy when he talks about enterprise storage possibilities. Six years in, Levie is still as passionate about what he is trying to build as he was back in Mike Arrington's backyard pitching VCs on Box in 2006. Box has had a big year, and one that many could call a turning point for the company. After raising $125 million in new funding a reported $1.2 billion valuation in July, the company is finishing off 2012 by nearly tripling revenue from last year, and preparing the company to possibly enter the public markets in 2013 or 2014. We sat down with Levie to talk about Box's gameplan for 2013, his education in being a leader and CEO, and more.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/klAwuzFvy_E/

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Do You Understand How A Cloud Phone System Operates? | The ...

by SYA on December 25, 2012

By Judy A. Elliote

In our rapidly advancing age of technology one of the familiar terms that you hear mentioned is the phrase cloud phone system. This phrase might cause you to visualize white fluffy cotton ball shaped telephones, but it actually refers to how it operates rather than how it looks. In an attempt to find a logical explanation that could be understood by the average person we began our investigation.

We began by attempting to learn who first coined the phrase and the reason for this particular choice of words In the era of rapidly advancing technology it is a common occurrence, such as with the use of this phrase that multiple sources all attempt to claim the rights to this being their idea first before anyone else. It seems that back in 1997 Net Centric tried to trademark the term cloud computing, which was found the earliest use. It was also discovered that an employee of Google attending a search engine conference was said to use that phrase first. We will now try to concentrate on learning a more clear understanding of what it is.

The creation of the cloud phone system has provided web-based multipurpose communications that are integrated, interactive and convenient to use. Small and large businesses of all types are attracted to the many available features that can be customized to fit their needs exactly. We all understand that effective communications are the key to the success of any business particularly with a virtual phone service using the latest technology that is intelligent as well as cost effective.

This provides multiple options that are available to you for handling incoming calls and routing to make certain you are allowed to route the calls to the correct person or department. With this new service calls can be simply and conveniently transferred which avoids the frustration experienced in the past by customers who were placed on hold for lengthy periods of time or felt they were neglected. It is very easy and convenient to manage all of your communications including voicemail, email, faxes and call transfers with an easy to use application through a web-based portal provided with this service allowing you to customize your communications system.

Changing to a cloud telephone service can help advance your business to the next level while lowering your phone expenses by half, which additionally helps your profits increase. All this happens while you save money each month and allows you to choose the plan and features that will best serve your business and needs.

Cloud phone systems can be a great selection for your business. Discover how they will help you by checking out Crexendo Offers and Crexendo Online Services.

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Source: http://theboardmagazine.com/2012/12/do-you-understand-how-a-cloud-phone-system-operates/

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WWC: A Brief Recollection

My first work in the Writing forums here. It'd be extremely appreciated that feedback and criticism be provided. What a way to start here, huh?

EDIT: It would be prudent to note that this work is inspired from a story a friend told me.

---

My earliest memories were that of cold sensations and loud noises. There was a man I recognized as my dad shaking a bell at me. He made lots of funny noises. There was a woman I knew as my mom holding me while telling stories. Those memories were the only time I felt genuinely satisfied, if you could understand that. As I grew up, I wrapped my head more and more around the situation that I found myself in. I started to realize that the delivery truck that I slept in and the canned foods I ate every day weren't normal. I realized that cleaning myself at the fitness centers and standing in line at the soup kitchens weren't something a kid like myself did. I had to adjust to that quickly when I learned that I was "poor", and I hid that at school. Luckily, public education was still around and accessible, though I knew I would never be able to scrounge up the money needed to join a club or sport. The most embarrassing thing for me as a kid was before I learned any of this, and invited a couple of friends in the third grade over to the truck. They were less than impressed, so to say, and my social standing in school plummeted. I don't think I've had any close friends since word began to spread about my financial status.

I guess I should have tried to make the best out of that situation back then. All good things have to come to an end, and when my dad died because of malnutrition, my mother and I found ourselves without a way to pay for what meager necessities we needed to live. We starved for the first night. The next day my mom told me that she would start working. I wondered how, I learned that she dropped out of high school. I found out the hard way, while walking home from school and finding her bent over the back of our truck squealing like a pig. I don't think I was ever the same, but life goes on, and my mom kept running the same kinds of risks.

It was in high school that things really got bad for me. I was about to graduate school. I was in my senior year and with the limited resources I had, I was about to walk away with a diploma and find my first meaningful batch of work. I walked home one day and found my mother lying on one of the small mattresses in our truck, naked and covered in blood. Her cell phone, the only phone we had, was broken. I ran for help. I remember how everything felt surreal, like I was watching a play as I grabbed the nearest pedestrian. She was dead before she could reach the emergency room.

I kept things under wraps. My parents never reached out for help. I didn't know I could. What the doctors told me, what the policemen said, I didn't trust it. Edgy and clich?, I know, but I just didn't see how they could help me. There were tons of other people living in the same conditions I was, why should I have been the exception to the rule? I didn't believe that they could just make my problems vanish. So I lived by myself. The truck wasn't confiscated, and became my cold little barrier to the elements. I had no food, so naturally I knew I had to look for a job. However, nobody was hiring. To feed myself, I dug for scraps in trash bins. To stay warm, I took rags from the trash. I smelled like trash. I looked like trash. It shouldn't have surprised me that I found myself getting kicked out of the job center empty handed more and more quickly. I had to look presentable.

So I stole. I picked up a brick off the streets and went to well-to-do neighborhoods and broke into their cars. I stole valuables, and pawned them. I took money, and saved it. Then, I made a mad dash for relative safety. Eventually I managed to save enough to purchase a cheap suit and some cleaning supplies. I went back to the fitness center and freshened myself up. Lo and behold, I was finally offered a job like it was some magic spell. I took it without hesitation.

Of course, having a job didn't put an end to all my problems. It was a terrible job by most standards. It wasn't anywhere near enough to support my standard of living. It was, for all intents and purposes a part-time job. It didn't help that my co-workers knew I was street scum. I dressed in smelling clothes and probably smelled myself despite my attempts to freshen up as much as I could. Nobody talked to street scum, it was common sense. It was like trying to become buddies with the old hobo that sleeps in the alley. I understood that.

However, there was one girl who was different, in more ways than one. She was foreign, I knew that. I also knew that she held a better position than me. But more than her being foreign and having a better income, she also was the only one who bothered talking to me. I didn't know why she would, nor did I care. I was happy that I had somebody to talk to after so long. I lacked social interaction so likely I said a lot of things that were strange or misunderstood. She didn't seem to mind, though it may be because her grasp of the English language wasn't strong.

She was also quite nosy. We ate together at lunch, and she would bring up some embarrassing questions. I'd do my best to avoid them, but in the end she would give me a look that suggested she wasn't very impressed. One day, she finally dropped the bomb when I dodged yet another question about my life. "You're street shit, aren't you?" She asked bluntly. I couldn't respond. What could I say? I knew I smelled of it. The fitness center could only smarten up to my ways before barring me access entirely. She nodded, as if my silence were a confirmation and the next day she suggested we eat out, and demanded that I tell her everything. I had numbly nodded my head.

It was a pizza parlor, not to shabby of a place but it was a place that was forever engraved in my memory. I arrived early, and when I saw her walk in with a stack of forms, I couldn't believe my eyes. It was when she was somewhere in the middle of explaining to me what each form was and the benefits that I felt the tears rush to my eyes. For the first time in years, somebody was actually offering me a hand for help. It was too much for me to bear, and I began weeping like a child in a pizza parlor off the main street. She said nothing, but I remember her patting me on the shoulder awkwardly. For the first time, somebody wanted to help me. And for the first time, I reached out for help. I spilled the beans completely; I told her everything about my life. She only nodded occasionally, sliding me forms to fill out as quickly as I finished them.

After work the next day, she handed me a small backpack, and told me to gather my things. My truck, long since out of fuel in the lonely lot was not something I could take with me. She told me she'd have that taken care of. She told me about all the benefits I was missing out on, and reassured me that things will get better. I hung on to those words as the truth, daring to hope and believe in somebody for the first time. I was taken to a comfortable-looking apartment building after the day was done, and I marveled at how warm it was. She demanded that I take a shower, while she washed my grimy belongings, and I had no objections whatsoever.

There were new ground rules for me now. I could not leave the sofa after lights went out. I was to help out whenever she needed it, no exceptions. I had to continue filling out mountains of forms, and I couldn't use any of the electronic devices. I didn't care. Being given a home and somebody that cared was worth all of it. I dared not disobey her. Time continued to pass, however, and she began to trust me more and more. I was allowed to watch TV and go to the bathroom after she went to bed. I was trusted to go out and do the groceries now. She was my guardian and I was her loyal servant. It sounds lame, I know, but the life I had been given was something I dared not hope to have in the past.

One night she tells me to go and take a shower since I had not done so. I came back afterward to find that the sofa blankets and pillows had been put away. I go to inquire about this and she merely motions to her own bed.

"Is warmer to sleep together, no?"

I couldn't believe my eyes, though I dared not take this the wrong way. She hopped into the bed and I followed after closing the lights.

"No funny business." She says. I immediately affirm this. She seemed satisfied, snuggling up to my back. "You are gentleman. You do not deserve to sleep like pig in the mud outside." she says. She wraps her arms around me and seems to fall asleep. Of course, I thought about it, but as you guessed I made it my damned not to even come close to doing any of it. It took me a while, but eventually I did manage to fall asleep.

Christmas was around the corner at this point. I knew exactly what to get her. I had been carefully saving my precious income from the job, and made sure I could keep it a secret from her. After I purchased the gift, I was already excited for the holidays so I could give it to her. The days dragged by, and she became more and more eager for Christmas to roll around as well. On the night before Christmas, she stayed up with me, counting down the seconds until midnight. She even followed the childish rule that she could open one present then and the rest on Boxing Day. The moment the clock's hands reached the 12, she jumped up from the sofa.

"Christmas!" She squealed, moving over to the modest pile of gifts and agonizing over which one to open first. I stepped forward, tapping her shoulder and presented my gift. She snatched it from my hands with a wide smile, tearing at the wrapping with zeal. She pulled out of the plain box a flute, her eyes widening in amazement. I learned she used to play the flute as a child, but eventually gave it up. She had been saying she wanted to get back to it, but never had the spare change nor memory to purchase one. "Thank you! Thank you! How did you know?!" She exclaimed, enveloping me in a big hug. I hugged her back, telling her it was just a small way that I could repay her for everything she had done for me. She pulled back and smiled. "Well. Here is my present to you." She replied softly, a hint of rose coloring her cheeks. She pulled me into her bedroom, tugging my shirt off in preparation for a long night.

I woke up in a daze, suddenly aware of the sound of music floating in from the other room. I looked at the clothes on the floor, and my naked self and realized with overwhelming joy that last night was real. I dressed myself and quietly entered the other room, where she was sitting. She was in a trance, playing the flute I gave her with a nostalgic expression. She noticed me eventually though, and placed her present down, walking over to me.

"New rule." She begins in a matter-of-fact tone, "You do not accept any housing offers, ever. You are my boyfriend now." She says, smiling. I nodded mutely, and she gives me another huge hug. "Merry Christmas." She said. I hugged her back, returning the phrase.

Now officially a couple, I didn't see much of a change in our lifestyle. There were a few obvious ones, but our daily lives remained mostly the same. We continued to work, planning to spend a vacation somewhere nice. We took extra hours whenever we could, the extra workload didn't seem to bother us one bit now that we had a worthwhile goal. She had introduced me to her parents over the phone, and later she told me they approved until I met them. Everything was unnaturally perfect.

It was February then, when out of the blue she collapses at work. I dropped what I was doing the moment I heard the news, and headed straight for the hospital. They told me they were trying to figure out what happened and what to do. They told me she was in a coma. They told me a lot of things, and I can barely remember any of it in my state of shock. She didn't say a thing about it, if she knew anything. I could only watch her limp form as the machines beeped and whirred around her. Eventually I was forced to leave.

I immediately called her family, and after assuring them I would take care of her to the best of my ability, I spent most of my waking hours by her side. The doctors told me that perhaps some stimulation would wake her up, though by the tone of their voice it seemed like a hopeless prospect. Still, I continued to try. Every day, I would sit down next to her and whisper into her ear "Wake up babe, it's Christmas!". Sometimes, I thought I'd see her lips twitch into a brief smile.

In the end, it didn't work. They finally declared her to be brain dead, and against my will, I allowed them to cut the life support. I called her family, telling them what happened. I spent the days after preparing her body for the transport back home to the country she came from. I sent as much money as I could, determined to have her funeral be as lavish as possible. I quit work. I filed for unemployment and social security benefits. I hardly ever leave the house now, except to pick up groceries. I go to sleep at night clutching a picture of her.

If moving on means forgetting about her, I hope I never do.

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/sRkhIQ3iG84/viewtopic.php

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Get Better Final results When You Make Home Improvements By ...

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layanau: writ trig: Bodybuilding Basics | Sports n Recreation Info ...

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Thousands of Syrians have already taken refuge in Turkey, while others are waiting before making the decision to cross Hundreds of Syrians have been massing on the northern border with Turkey, preparing to cross over if the army advances further into the area after seizing the city of Jisr al-Shughour. Syrian military sources have told [...]

CAPE CANAVERAL, Fla. ? A sun-powered robotic explorer named Juno rocketed away Friday on a five-year journey to Jupiter, the solar system?s most massive and ancient planet. Hundreds of scientists and their families and friends watched from just a few miles away, cheering and yelling, ?Go Juno!? as the NASA spacecraft soared into a clear [...]

Greg Stokes and David Chaney have both left their jobs in the wake of the Colombia prostitution scandal. NBC News? Kristen Welker reports. By NBC News and msnbc.com staff Updated at 6:53 p.m. ET: A 12th Secret Service agent is under investigation in the Colombian prostitution scandal, the agency said Friday. Meanwhile, three more agents [...]

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Massachusetts Real Estate Law 2012 Year In Review (And ...

I always look forward to recapping the year that was, and bringing out the crystal ball to predict the year ahead. This year, like years prior, was an active year for Massachusetts real estate law, with several important court rulings, legislative developments, and emerging legal trends. The year 2013 is expected to be just as busy.

Eaton v. Fannie Mae?and?Fannie Mae v. Hendricks?Foreclosure Rulings

Another year, another pair of huge foreclosure rulings by the Massachusetts Supreme Judicial Court. On June 22, 2012, in?Eaton v. Federal Nat?l Mortgage Ass?n, the SJC held that lenders must establish they hold both the promissory note and the mortgage in order to lawfully foreclose. This posed major problem for the vast majority of conventional mortgages which lenders securitized and sold off on the secondary mortgage market, thereby splitting the note and mortgage among various securitized trusts and mortgage servicers. Responding to pleas from the real estate bar, the SJC declined to apply its ruling retroactively, thereby averting the Apocalyptic scenario where thousands of foreclosure titles would have been called into question. My prior post on the Eaton ruling can be read?here.

The?FNMA v. Hendricks?case had the potential to change Massachusetts foreclosure practice, but the SJC rejected the challenge. The court upheld the validity of the long-standing Massachusetts statutory form foreclosure affidavit which provided that the foreclosing lender has complied with the foreclosure laws,rejecting the borrower?s claim that the affidavit was essentially?robo-signed.

New Medical Marijuana Law Has Landlords, Municipalities Smoking Mad

Burned up Massachusetts landlords and anti-pot local pols are still fuming with concern over the state?s newly passed but hazy medicinal marijuana law.?The law ? rolling out Jan. 1 ? mandates the opening of at least 35 medicinal marijuana dispensaries, and grants users the right to grow a two-month supply of marijuana at home if they cannot get to a dispensary because they are too sick or too broke. The new law also potentially opens landlords up to federal prosecution for violating the federal controlled substances laws. Many towns and cities are contemplating banning dispensaries or passing zoning by-laws regulating their locations. My prior post on the new marijuana law can be read?here.

Apartment Rental?Occupancy?Limits

In 2013, the SJC will consider?the?Worcester College Hill?case which will significantly impact landlords renting apartments to students and in other multi-family situations. The question is whether renting to 4 or more unrelated persons in one apartment unit requires a special ?lodging house? license which would, in most cases, make it cost-prohibitive to rent to more than 3 unrelated persons. (Lodging houses require a built-in fire sprinkler system, for example). The SJC will hear?oral arguments?in the case on January 7, 2013.

Foreclosure Prevention Act Passed

On August 3, 2012, Governor Deval Patrick signed the?Foreclosure Prevention Act.?The new law requires that lenders offer loan modifications on certain mortgage loans before foreclosing. Unfortunately, the law did not fix the problem with existing title defects resulting from the?U.S. Bank v. Ibanez?case in 2010. (Sen. Moore?s office plans to re-introduce?Senate Bill 830?in 2013).?My prior post on the new law can be read?here.

SJC To Consider Realtor?s Liability for Erroneous MLS Info

Sometime in 2013, the SJC will issue a very important opinion in the controversial?DeWolfe v. Hingham Centre Ltd.?disclosure case where a Realtor was held liable for failing to verify the zoning of a listing on the Multiple Listing Service. The Court will also consider whether the exculpatory clause found in the Greater Boston Real Estate Board?s standard form purchase and sale agreement legally prohibits a buyer?s misrepresentation claim against the real estate agent. The Massachusetts Association of Realtors and the Greater Boston Real Estate Board have filed friend of the court briefs urging the SJC to limit Realtors? disclosure obligations in the case. My prior post on the case can be read?here.

Good Faith Estimate, TIL, and HUD-1 Settlement Statement To Change Dramatically

In the second major overhaul of closing disclosures in three years, the Consumer Financial Protection Bureau will be rolling out in 2013 a new ?Lending Estimate? and ?Closing Estimate? which will replace the current Good Faith Estimate, Truth in Lending Disclosure, and HUD-1 Settlement Statement. The changes are part of the Dodd-Frank Act, and has the lending and title insurance industries scrambling to figure out who should be ultimately responsible for the accuracy of closing fees and other logistics in delivering these new disclosures. My prior posts on the topic can be read?here.

Fiscal Cliff Anxiety Syndrome

The Year In Review would not be complete without mention of the dreaded?Fiscal Cliff. As of this writing,?President Obama and the House (which even rejected its own Speaker Boehner?s last proposal) have been unable to work out a deal to resolve the more than $500 billion in tax increases and across-the-board spending cuts scheduled to take effect after Jan. 1, 2013. If there is no deal, and the country goes over the fiscal cliff, the consensus is that it will have quite a negative effect on the economy and the real estate market in particular.

Upcoming Event!?On January 8, 2013, we are sponsoring a breakfast seminar with veteran real estate journalist?Scott Van Voorhis, who will offer his predictions on 2013. Please?email me?to sign up. The?Facebook Event invitation is here. The venue is Avita in Needham, 880 Greendale Ave., Needham, MA.

_____________________________________________________

Richard D. Vetstein is an experienced Massachusetts real estate attorney who hopes the White House and Congress can get their acts together and pass a compromise bill to avoid the Fiscal Cliff.

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Tagged as: College Hill ruling, CPFB, Massachusetts limits renting to students, massachusetts real estate attorney, Massachusetts real estate law 2012, Massachusetts real estate law 2013

Source: http://www.massrealestatelawblog.com/2012/12/23/massachusetts-real-estate-law-2012-year-in-review-and-predictions-for-2013/

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New World Cuisine: The Histories of Chocolate, Mate Y M?s

What better subject for Christmas Eve than cuisine and chocolate!? Above is the title of an exhibition that just opened at the Museum of International Folk Art here in Santa Fe.? I must confess that while it is the most popular tourist attraction among the State run museums I have never been a big fan, but this time they hit the nail on the head.? This show is beautifully thought out and installed.? What has been getting the most attention and praise are the kitchens that were set up including a New Mexican Hearth, a Spanish Kitchen and a New Mexican Colonial Kitchen.? The Hearth is a model of what would have been built in a traditional one room house made of adobe bricks mud and plaster with a kiva fireplace which one still finds in houses today. The family lived in and cooked in this room until the family was settled and could afford both the time and money to expand the building. The curator of the exhibition, Nicolasa Ch?vez is 14th?generation New Mexican on her father?s side, which is unusual even in this part of the world.? So who better qualified to work on the subject of the history of Southwest cooking. I was not surprised to learn that a great many foreign foods were brought to the Southwest, what I did not realize was that our exports caught on abroad.? Tomatoes and peppers were imported into Spain from the New World.? Tomato sauce was not known before that.? I must say I remember when I was a child and taken to Italy and I found out you couldn?t get pizza there.? Boy, was I disappointed!? Never fear, today it is as ubiquitous in Italy as it is all over the United States. One of my favorite food and drink combinations is wine and chocolate. Chocolate has been part of the Mesoamerican culture since 1800-1400 BC and was first discovered in North America by Christopher Columbus on one of his later voyages to our continent at the very beginning of the 16th?century.?? It had been known in New Mexico, however, since the 11th?century.? It was originally drunk unsweetened and was not to the taste of the European settlers. ?The cacao bean, on its own, is quite bitter but after ingredients such as sugar, milk, honey and cinnamon were added it gained in popularity. ?It was only in the mid-19th?century when the United States military began its occupation of the Southwest that the tea and coffee they brought with them replaced chocolate as the most popular drinks. Though, New Mexico may not be the first place you would think to start a vineyard tour, vineyards were planted here as early as 1629 by Franciscan Monks at various missions along the Rio Grand Valley and? we had the earliest wine production of any of the territories.? By 1884 New Mexico was already producing a million barrels a year and was the 5th?largest wine producer in the country.? There was a lull during the 20th?century but today, again, there is a great deal of wine produced here. What I wish I could show you here is a 50-minute video shown in the exhibition courtesy of the University Arizona Press.? It is called, ?Chocolate: Pathway to the Gods? and it traces not just it?s history in the Southwest but it?s entire 3,000 year history.? One can learn so much about this fabulous international food. The film was produced by Arecho Productions inc. and it can be acquired directly here. Clearly there is a lot more to the exhibition than I have outlined and much of the information is about the cross fertilization of foods between this part of the world and Europe.? Even though the exhibition will run for another 12 months, by its very nature it is ephemeral.? I do hope that they produce a catalog for the show so that the focused presentation of the exhibition and its content won?t be lost.

Source: http://geraldstiebel.blogspot.com/2012/12/new-world-cuisine-histories-of.html

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Push for Cheaper Credit Hits Wall (WSJ)

Share With Friends: | | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/272785856?client_source=feed&format=rss

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With Kerry set to join Obama Cabinet, yet another Senate race on the horizon for Mass. voters (Star Tribune)

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Me, My Food, & My Creativity: Christmas Planing - Rant, Menu, and ...

Blue, Silver & White Christmas Tree

This year we're hosting Christmas dinner at our house. ?In the past that meant twenty five people and a lot of work. ?This year, I'm happy to say we're only expecting fifteen people, yippie! ?I take this task on hesitantly, having a smaller guest list doesn't equate to less cleaning, prepping, or stress, it just means less money spent on food and beverages. ?It also means more quality time with the guests, which is great!

Regardless of the occasion, I always seem to stress myself out when entertaining more than ten people. ?It's one thing to plan a small event for someone else, that's easy I don't stress out over third party budgeted affairs such as; business luncheons, fundraisers, or special events. ?The guest list is a piece of cake with those types of functions, it's just a number when it comes to my career or volunteering. ?The pressure lies within, when I'm entertaining my toughest critics and the sky is the limit financially and creatively. ? I think the stress also comes hand and hand with executing all of my creations in one day and in a timely manner.

Lately all this stress quickly leads to a reminder about the meaning of Christmas. ?The most important part of the holidays is spending time with family and friends and remembering how blessed we all are to be on this earth. ?Shortly thereafter the reality of it all sets in... Christmas is so time consuming and expensive and is basically a glorified Thanksgiving with; wrapping paper, bows, gifts, holiday lights, Christmas trees, and celebrations throughout the month, apposed to one single day of eating.

That about does it, my ranting session has ended! ?Now on to the important stuff, food and beverages!

I've been "pinning" up a storm lately which is a newly welcomed holiday craze for me. ?I have a love hate relationship with Pinterest but, what isn't there to like about having millions of people compile oodles and oodles of fantastic holiday recipes and crafty ideas? ?Take a look at what's on the menu for Christmas...

Specialty Cocktail

What are the holiday's without a tasty cocktail to take the edge off? ?My first priority in Christmas dinner planing was finding a light, yet fun beverage to serve. ?I decided on creative drinks, made with champagne/sparkling wine as a base ingredient! ?I am a bubbly lover, as many of you know and I will say that my go to choice for events such as this is the Asti, it's available at Trader Joe's, follow this link for a brief review and small photo of the label:?http://www.cellartracker.com/note.asp?iWine=29723&iNote=1841145. ?The Asti, aka "sparkling wine" is very affordable ($6.99/bottle) and it tastes great alone or accompanied by pretty much anything. ?I plan to have a variety of juice available for those not choosing to drink and it will double as a great mixer!

The Main Course

In the past, Christmas day meals have been much like Thanksgiving meals, a smorgasbord of tasty food. ?This year I've decided to keep it simple; fun beverages, ?one main course and a semi homemade dessert. ?I have, however, decided to do a main course that is pretty involving, as many home cooks would take one look at the ingredient list and continue the hunt for something else to make. ?The main course will be Juila Childs' Beef Bourguignon, http://cooking.knopfdoubleday.com/2009/07/13/julia-childs-boeuf-bourguignon-recipe/. ? I have made this three or four times in the past, but never for fifteen people and I will be tripling the recipe. ?The main reason I chose this dish was because it's amazingly good and everything can be made the day before and the flavor and quality won't be compromised! ?If anything letting it sit over night increases the flavor of the entree.

The Main Course Meat
Thursday I decided to go buy the meat and unfortunately the first little hiccup in my well thought out plan occurred. ?The meat was on sale for one day only at a hispanic grocery store, meaning my espanol will be put to the test. ?I arrive at the meat department, there isn't any cuts of meat in the designated spot next to the sign. ?I ask the guy behind the counter if there is any left and he doesn't understand my question, I point. ?Oooohhh! Si! The meat department associate holds up a great cut of beef. ?I then say in spanish, I'll take 12 pounds, will you cut the meat into 2" cubes for me please? ?No comprendo... Ugh. ? He then goes and finds another associate, comes back with him and they both look at me with a blank look (I'm waiting for him to speak in english or spanish so I can figure out how to say what I want)...silence. ?I say can you please cut the meat into two inch pieces, OH! Yea, ok the new guy then translates to the original guy. ?Then they come back with a sample cut, 4" x 3", I say in half please. ?I come back when it's all cut to my dismay the meat has bones! ?They didn't cut the meat part into 2" cubes really because some of the cuts were actually all bone! ?I haven't come up with a backup plan yet, I'm going to see if I can salvage the meat tomorrow.

The Wine
The most important part of the entree is using a good red wine, for this I decided to stick within a budget of $20, I did however need four bottles of wine. ?I made a trip to Big Lots where I was happy to find three, 1.5 litter bottles of Robert Mondavi Pinot Noir! ?I only needed to purchase two bottles and I came in under budget at $19! ?This wine normally sells for $11-$25 a bottle depending on the year and I was able to get the equivalent of four bottles for less than $20, SCORE! I guess you win some and you lose some, win on the wine, lose on the meat.

Dessert

We're going to have cannoli's for dessert! ?This is my first time making them and I pondered over ordering cannoli molds and making the shells from scratch or purchasing pre-made shells at an italian deli (both Caesars and Luigis carry them). ?I looked into making them first and after five minutes of research the decision was crystal clear, I would purchase them! ?Check out this video of how to make homemade cannoli shells;?http://www.youtube.com/watch?v=2DuHPdo_qA4. ?Now with Christmas being only a few days away both the delis didn't have enough shells in stock. ?Luckily Luigis said they would be getting a shipment of them in the next day. ?Perfect.

Wish me luck in the coming days, I'm going to need it.

Source: http://heatherlaganelli.blogspot.com/2012/12/christmas-planing-rant-menu-and-more.html

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Find Out To Spot The Ideal Health Insurance Package

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You may get a unique reduced-cost healthcare care card should you handle to qualify for the plan. This card can help you get a decrease rate in the insurance coverage business you determine to utilize. This card enables you to visit a physician in their network that provides decreased expense healthcare for all those with low incomes. You are able to make utilization of a tax-exempt Wellness Spending Account as well for prescriptions as well as other healthcare supplies, and use your discount card for care. This may price you much less out-of-pocket for healthcare care, and expense you significantly less every month in premiums.

Whenever you pick your provider for health insurance, comprehend what your coverage entails. For those who have health insurance which covers incidents like these, it may make a distinction in paying for the down time you should incur.

Ensure that your insurance coverage program covers all elements of pregnancy and childbirth prior to obtaining pregnant. You need to know this since you will find health insurance plans that usually do not cover specific procedures pertaining to pregnancy and labor.

Cautiously examine the relation in between your medical doctor of selection and also the health insurance organization you're thinking about. In case your favored physician just isn't inside a potential carrier's network, it might be sensible to look for option insurance coverage providers.

When getting a health insurance policy, know just what occasions and situations the policy covers. In case your healthcare coverage functions for these sorts of occasions, you might wind up with much less cash to spend for the time out of perform.

You have to reevaluate your health insurance policy on a yearly basis. Concentrate on any adjustments, and regardless of whether a brand new program is required.

When you are inside the industry for health insurance to cover your complete loved ones, take the time to investigate accessible discounts. Many different businesses supply discounts whenever you acquire for several members of a loved ones. Ask the insurer about this and any other discounts just before you agree to purchase any insurance coverage policy.

See in case your medical doctor will be thinking about bartering solutions with you, must you possess a ability that could advantage the physician. She had her headaches cured, and he got a site!

Some agencies might deny your enrollment or claim in the event you usually do not fill out the types inside the correct way. Steer clear of this difficulty by taking the time to double verify the type.

Have health insurance, not only to suit your needs, but for the children. Kids have several illnesses that finish becoming fairly pricey if they are not insured. Issues for example development problems, or perhaps a situation which needs medication, like ADHD, as well as, lots of kids require braces are all really costly. Producing certain that your kids have health insurance is important so you'll be able to afford what their well being needs.

In the event you are contacted by an insurance coverage carrier in conjunction together with your application, usually do not give details for which they didn't ask. Give them only the details they straight request, nothing at all a lot more. Any extraneous details you throw in to the conversation will get recorded by them, and could come back to haunt you later within the type of greater premiums or perhaps total denial of coverage.

Every state has its personal guidelines for insurance coverage, so you've got to purchase coverage inside the state of the residence. What this indicates is the fact that you could not be covered to get a hospital pay a visit to out-of-state. Just make sure to determine what your insurance coverage must supply with regards to coverage so you understand what to anticipate.

It is necessary to program for the larger expense of a person policy versus a group policy frequently provided by employers. You could discover your self forced to compromise on each coverage and deductible. Take some time to analysis organizations to ensure that you are able to get the very best prices and coverage.

Examine your prescription coverage yearly. Each and every year, whenever you re-enroll within your insurance coverage program, your insurance coverage business has the correct to alter the strategy terms. Read each of the paperwork once you re-enroll and ask your insurance coverage agent to clarify something you happen to be confused about. In certain, maintain an eye on the prescription drugs covered by your program and note adjustments that might take place from year to year. If a medication you count on every day just isn't covered any longer, you might want to locate a brand new insurance coverage carrier.

Prior to opting into your company's well being care pool strategy, you ought to 1st concentrate on the wellness of you as well as your loved ones to view if this kind of program is correct to suit your needs. This can be a balancing act, becasue you might pick to purchase much less insurance coverage coverage since from the decrease premiums as well as the reality that you simply have no existing or expected well being problems. This may conserve you cash straight away, but could wind up costing much more if any difficulties arise inside the future.

Group plans are in the end less expensive as time passes, and this really is the cause why insurance coverage prices are less expensive with an employer than for all those who supply their particular insurance coverage. The simplest way to go about it really is to join a trade organization that offers membership discounts in insurance coverage premiums.

Read your health insurance policy completely to uncover which medicines are eligible for coverage. Ensure you remain on leading of issues, and make sure that the list carries your prescriptions annually prior to re-enrolling.

Prior to you select a wellness care policy, be sure you are ready by taking into account the varying components accessible. When beginning, be particular to possess documents in order. Be able to speak about what you'll need and want, and study a couple of businesses prior to eventually picking a single; do all these items to create certain you might be pleased along with your insurance coverage policy.

Use the wellness rewards provided by your own personal health insurance business. Your well being insurer could provide a discount for wholesome pursuits for example smoking cessation items, weight-loss plans and fitness center memberships. Carrying out all of those items is an excellent approach to decrease your insurance coverage expenses.

You don't wish to learn concerning the limitations of one's health insurance policy once you get sick. Prepare oneself and discover all you'll be able to about insurance coverage as well as your choices. Residing your life with negative health insurance is not great. Nonetheless, you'll be able to repair this difficulty anytime you would like, so do it now!

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Source: http://www.peanutallergy.com/boards/schools/find-out-to-spot-the-ideal-health-insurance-package

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Will Twitter Integration Make Nielsen Ratings More or Less Relevant?

Today Twitter and Nielsen teamed up for a exclusive multi-year agreement to create something called the "Nielsen Twitter TV Rating." The specifics are vague, but in short, Nielsen cares about Twitter now, and that's going to play into their ratings, somehow. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/EfUSyN1qSVM/will-twitter-integration-make-nielsen-ratings-more-or-less-relevant

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Palestinian premier: Boycott Israeli goods

RAMALLAH, West Bank (AP) ? The Palestinian premier called on his people Sunday to boycott Israeli products, the latest step in an economic battle between Palestinians and Israelis spurred by the Palestinians' status upgrade last month at the United Nations.

Palestinian Prime Minister Salaam Fayyad, a U.S.-educated economist, told reporters the call for a boycott is a protest against Israel's withholding of funds to the cash-strapped Palestinian Authority.

Israel is holding $100 million in taxes it collects on behalf of the Palestinians, based on an interim peace accord. It cut off the funds to protest the Palestinians' successful bid last month at the United Nations, which granted the Palestinians non-state observer status. Israel said the Palestinian move was an attempt to bypass peace negotiations. Palestinians deny that.

Israel has briefly withheld tax transfers on previous occasions to pressure the Palestinians.

The Palestinian Authority government in the West Bank uses the money to pay salaries to its tens of thousands of civil servants and security forces. Israel said it is using the money to pay down huge debts Fayyad's government owes to Israeli firms, including its electricity company.

Fayyad admitted a Palestinian boycott of Israeli goods would violate an interim peace agreement with Israel, in which the two sides pledged economic cooperation, but he justified the move because "the Israeli government is working against this agreement" by withholding tax funds.

Israeli Foreign Ministry spokesman Yigal Palmor said the Palestinians should "concentrate efforts on how to build their own economy, not how to boycott someone else's."

In the past, Fayyad called for a boycott of goods made in Israeli settlements, but that boycott appears to have had no impact. Palestinians oppose settlements because they are located on West Bank land they claim for a future state.

This is the first time Fayyad has called for a boycott of all Israeli goods, not just ones made in West Bank settlements. Such a boycott would severely limit goods on the Palestinian market, as Palestinians are heavily dependent on Israel for consumer products.

To recoup its losses from the Israeli fund cutoff, the Palestinians have turned to Arab countries to donate funds.

"We are trying to prevent the collapse of the Palestinian Authority," Fayyad said.

Source: http://news.yahoo.com/palestinian-premier-boycott-israeli-goods-170151942--finance.html

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Gold's Still Hot, Silver's Hotter

Years ago, it was reported that nearly 1,500 sheep jumped off a cliff in Turkey after the leader of the flock leaped to his death.

More than four hundred sheep met their demise blindly following the single ram leading the needy flock. Those that were spared landed safely on the hundreds of wool bodies covering the ground.

As human beings, we can't seem to make sense of this absurd activity...

But in fact, we overlook the reality that many people?? including we ourselves, at times ? mimic the behavior of the faithful sheep.

It's as simple as relying on the ?wise words? of the Federal Reserve, greedy policymakers, and corrupt CEOs to guide us in the right direction...

Meanwhile, we're scarcely paying attention to the dangerous path (in our case, the fiscal cliff) ahead.

We're one step away from following the herd in a downward spiral of bad investments.

Don't Trust Them

Not all expert opinions are created equal. A biased opinion generally stems from an ulterior motive or a hidden agenda, and an insider's prejudice can be an outsider's worst nightmare when it comes to investing.

Today I want to focus on these issues, because I think it's important for outsiders to have an educated edge when it comes to battling with big-time corporate CEOs and other rich entities that want to stay that way at all costs ? no matter what this means for individual investors like you and me.

This week Briton Ryle talked about Goldman Sachs and mentioned they had publicly announced gold's market was finally drawing to a close, and investors should prepare accordingly.

Interestingly enough, the equally esteemed Morgan Stanley group announced their belief that gold and silver will be the best commodities to possess in 2013.

Who to believe?

I urge you to proceed with caution when seeking answers to your investing questions.

It's a volatile world out there, and at the end of the day, multi-million- and multi-billion-dollar companies only care about their bottom lines, regardless of how well competing sectors are doing.

When their worries grown about the state of the market, well, that's when they'll try the hardest to keep you buying their stocks...

That's why Goldman is publicly shorting gold?? so they can buy it themselves at a cheaper rate when the sell-off ensues.

Let them tell people to back off gold ? just make sure you take advantage for your own portfolio.

If Goldman's announcement does lead to any sort of sizable sell-off, you can capitalize on the same opportunity Goldman hopes to capitalize on by buying more gold.

Stay on top of the hottest investment ideas before they hit Wall Street. Sign up for the Wealth Daily newsletter below. You'll also get our free report, Wealth Daily's 2013 Gold Outlook.

A Second Look at Gold's "Ugly Sister"

If you're still hesitant on the gold front, a silver investment will also be advantageous.

An unprecedented supply crisis in the silver market is looming as investors are now buying 53% times more silver than gold.

However, the available silver for investment versus gold for investment ratio stands at 7:1.

Silver is in a critical position right now. There's only a short time remaining before a serious silver shift comes our way.

Learn more about the best way to invest in "gold's ugly sister" before this bull market explodes in 2013.

Remember, you have the choice to not let politicians, institutions, or "too big to fail" corporations dictate your financial decisions. You can decide not to be a sheep.

If you're looking for unbiased market analysis and information, you can find it in these pages every week?? including intel on the precious metals market in 2013.

Best wishes for a prosperous future,

Brittany Stepniak
for Wealth Daily

China's Master Gold Plan: China Must Buy 6,000 Tonnes of Gold
Editor Christian DeHaemer gives readers four reasons China is in a bind and must buy gold... and explains why investors should, too.

Should We Export Natural Gas?: Benefits of Cheap Natural Gas for Transportation
I think the real natural gas "milestone" in 2013 will be what the U.S. collectively decides to do with its newfound gas wealth.

Investing in Lithium Batteries: Miners Seem Better than Makers
The lithium battery market is expected to grow almost 300% by 2020, from $11 billion in annual sales to $43 billion.

Natural Gas Producers Win: Dept. of Energy Delivers the Final Blow
The battle over future energy policy between supply and demand has been raging all year. The U.S. government just picked the winner.

3 Reasons for a Used Car Shortage: Buy Ford, Short AutoZone
The Hammer gives readers three reasons for a used car shortage... plus how to play Ford and AutoZone for an extra stocking stuffer this year.

Is Goldman Sachs Lying About Gold?: Why New Highs Are Coming for Gold
Any time Goldman Sachs goes public with a recommendation to buy or sell any asset, you should be very careful. Don't let Goldman scare you away from gold... It's going higher.

Arctic Oil Investing: It Failed!
Shell's Arctic oil program endured six years of countless delays and setbacks before getting off the ground. Is the program destined to fail?

Multi-Well Pad Will Sink OPEC: The Strangest Looking Octopus You'll Ever See
Brian Hicks wrote about "the Octopus" a few weeks ago. But he thinks you should know that the American oil and gas boom is about to undergo another tectonic shift...

Prison Stocks for a Prison State: Too Big to Jail
The existence of a two-tiered justice system couldn't be more evident than it is today. Common folk like you and me play by one set of rules... politicians and corporate insiders play by another.

Oil Industry's $3.4 Billion Bailout: Nothing Changes on Wall Street
Jim Bob and Tex were looking pretty smart... Even though they were drilling to incredible depths, the prospect of finding oil and natural gas seemed pretty low-risk.

Media / Interview Requests? Click Here.

Source: http://www.wealthdaily.com/articles/golds-still-hot-silvers-hotter/3839

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